Cookie Policy
Last updated: March 2025
This policy explains how thalunoriva uses tracking technologies on our website. We believe in transparency, so we're laying out exactly what data we collect, why we need it, and what you can do about it. No legal jargon or confusing terms—just straightforward information about how our site works.
What Are These Tracking Technologies?
When you visit thalunoriva.com, small text files get stored on your device. These are commonly called cookies, though we also use similar technologies like web beacons and local storage. They help our site remember your preferences and understand how people interact with our budget contingency planning resources.
Think of them as digital bookmarks. Some remember that you've logged in. Others track which pages you've visited so we can improve our content. And yes, some help us show relevant information based on your interests.
Types of Tracking We Use
Essential Tracking
These keep the site functioning. Without them, you wouldn't be able to navigate between pages or access secure areas. We can't switch these off because the site simply wouldn't work. They don't track your browsing habits elsewhere—they just make sure our platform operates smoothly.
Functional Tracking
These remember your choices. If you've set your currency preference to Australian dollars or chosen specific budget templates, functional tracking saves those settings. They make your experience more personalized without collecting sensitive information.
Analytical Tracking
We use these to understand how visitors interact with our educational resources. Which articles on contingency planning get the most attention? Where do people typically drop off? This data helps us create better content and improve our Australian market focus. The information is aggregated—we're looking at patterns, not individual users.
Marketing Tracking
These track your journey across our site to show relevant financial planning content. If you've been reading about emergency funds, we might highlight related resources. They also help us measure whether our educational campaigns are reaching the right audience in the Australian market.
How This Improves Your Experience
Here's a practical example. When you're working through our budget contingency calculator, functional tracking remembers your income sources and expense categories. You don't have to re-enter everything each time you visit. That's genuinely useful for people managing complex financial scenarios.
Analytical data shows us that most Australian visitors access our site on mobile devices during evening hours. So we've optimized our responsive design and ensured calculators work smoothly on smaller screens. Without tracking, we'd be guessing at what improvements matter most.
Real Example from 2024
Last year, our analytics revealed that users often abandoned our multi-page contingency planning guide halfway through. We consolidated it into a single, scrollable format. Completion rates jumped significantly. That change happened because we could see where people struggled.
What Data Gets Collected
- Pages you visit and how long you spend on each section
- Device type, browser, and operating system information
- General location data (city and state level, not your exact address)
- Which links you click and what content you download
- Preferences you set, like preferred calculator settings or saved templates
- Session information, including when you logged in and what features you used
We don't collect highly sensitive financial account numbers or passwords through tracking technologies. That information is protected through separate security measures when you use our planning tools.
How Long We Keep This Data
Different tracking technologies have different lifespans. Session cookies disappear when you close your browser. Persistent ones might stick around for months or even years, depending on their purpose.
| Type | Duration | Purpose |
|---|---|---|
| Session | Until browser closes | Maintain your active session while using the site |
| Preference | 12 months | Remember your settings and choices |
| Analytics | 24 months | Track usage patterns for site improvements |
| Marketing | 13 months | Show relevant content based on interests |
Managing Your Browser Settings
You've got control here. Every modern browser lets you block or delete tracking technologies. The exact steps vary, but you'll typically find these options in your browser's privacy or security settings.
For Chrome users in Australia, head to Settings > Privacy and Security > Cookies and other site data. You can block all of them, block third-party ones, or clear existing data. Firefox has similar controls under Options > Privacy & Security. Safari users should check Preferences > Privacy.
Fair Warning
Blocking all tracking will affect how the site works. You might need to log in repeatedly. Your saved budget templates won't load automatically. Some interactive calculators might not function properly. It's your choice, but there are trade-offs.
Third-Party Services
We use external services that place their own tracking technologies. Our analytics platform collects usage data. Our hosting provider might use session management tools. These third parties have their own privacy policies, which we encourage you to review.
We don't share your personal information with these services beyond what's necessary for them to function. And we choose partners carefully based on their data protection standards and reputation.
Updates to This Policy
Technology changes. Our site evolves. So this policy might get updated occasionally. When we make significant changes, we'll post a notice on the homepage and update the date at the top of this page. We won't reduce your rights without giving you a heads-up.
The current version went into effect in March 2025. If you're reading this later in the year or in 2026, check the date to see if it's been revised.
Questions About Our Tracking Practices?
We're happy to explain anything that's unclear. Reach us at help@thalunoriva.com or call +61 432 563 525.
You can also visit our office at Castle Street Shop 384 Caste Towers Shopping Centre, Castle Hill NSW 2154, Australia.